CALLS

CONFERENCE CALLS

Please contact your regional representative for your monthly conference calls. Participation is greatly appreciated!

                         Northeast Region - First Tuesday of cycle @ 4:00 p.m. Eastern Standard Time.
                       Southeast Region - Combined call with the Northeast Region
                    Northcentral Region - Second Tuesday of Cycle @ 10:00 a.m. Central Standard Time
                   Southcentral Region - Second Tuesday of Cycle at 11:00 a.m. Central Standard Time
                 Northwestern Region - Second Tuesday of Cycle @ 1:00 p.m. Pacific Standard Time
                Southwestern Region - Second Tuesday of Cycle @ 10:00 a.m. Pacific Standard Time

     IBABD CONFERENCE CALL MEETS ONCE PER CYCLE - Third Monday of Cycle @ 1:30 p.m. PST

               CORPORATE & IBABD CONFERENCE CALL - Third Tuesday of Cycle @ 11:00 a.m. PST